Southern California Private Capital
A Real Estate Investment Is Under Pressure. Let's Look at the Capital Structure.
Private capital review for California business purpose real estate situations involving loan maturity, Notice of Default, existing liens, stalled financing, property rehabilitation, equity needs, or other time sensitive circumstances.
Have a specific question first? Ask the Private Capital Advisor →
Situations We Review
Find the section that matches what you're dealing with
Covered in detail on the Distressed Situations page. Every property, every equity position, and every timeline is evaluated individually.
Foreclosure Timeline
Notice of Default
What to know when a notice of default or foreclosure timeline is already in motion.
Read more →Balloon & Refinance
Loan Maturity
A maturing loan or balloon payment coming due with no refinance lined up.
Read more →Traditional Financing Failed
Bank Declined
What alternative evaluation looks like after a bank has already said no.
Read more →Complex Capital Stacks
Existing Liens
How liens, payoff amounts, and lien position get evaluated first.
Read more →Business Purpose Equity
Equity Cash Out
Business purpose equity access, structured within a 65 percent LTV or CLTV maximum.
Read more →Investment Property
Rehab & Fix and Flip
Acquisition and rehabilitation capital for investment property projects.
Read more →Deal Rescue
Stalled Transactions
What it takes to structure a transaction that has already started to break.
Read more →Timing Pressure
Time Sensitive Capital
What it means when timing is the deciding factor in a scenario.
Read more →How the Review Works
Three steps, no unnecessary back and forth
This site exists for one purpose: to point California real estate investors and business purpose borrowers toward the right next step when a property situation is under pressure. It is a focused front door, not a replacement for TroyMireTeam.com, which remains the deeper resource on private capital, DSCR, and hard money financing.
Submit your scenario
Property, loan, and timeline details go directly to Troy Mire through the scenario review form. No cost, no commitment.
Structure gets evaluated
Equity position, existing liens, and exit strategy are reviewed against what is actually financeable, not just what's requested.
Direct response
A clear read on whether private capital fits the situation, what it would take, and what the next step looks like.
Why Structure Matters
Deals fail from structure, not from the asset
Most financing problems are not property problems. They are structure problems: too much leverage, the wrong lien position, a timeline that doesn't match the capital, or a lender that was never going to say yes to this scenario in the first place.
Private capital doesn't fix a bad asset. It fixes a structure that conventional financing was never built to solve.
That's why every scenario submitted here is evaluated on current value, equity, lien position, and exit strategy, within a 65 percent loan to value or combined loan to value maximum, before any structure is proposed.
About
Troy Mire, Private Capital Specialist
Troy Mire is a Southern California real estate broker and mortgage professional with more than 20 years of experience across residential real estate, mortgage lending, and private capital, including business purpose, DSCR, and distressed property financing. Deeper background, market commentary, and financing programs are available at TroyMireTeam.com.
Service area: Los Angeles, Orange, Riverside, San Bernardino, and Ventura counties, and Southern California more broadly.
Licensing: California DRE 01199870. NMLS 1795353. Equal Housing Opportunity.
Next Step
Submit your scenario for a direct read
No cost, no commitment. Financing is subject to underwriting and lender approval.
Have a specific question first? Ask the Private Capital Advisor